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Step 5

Close accounts that you know, or think are tampered with,

or opened fraudulently.

 Use the FTC Identity Theft Affidavit to dispute 

 unauthorized accounts.

You also have the right to obtain documents relating to fraudulent transactions made and accounts opened using your personal identifying information. A creditor and other businesses must give you copies of credit applications and most business records relating to the fraudulent transactions and fraudulent accounts that resulted from the theft of your identity, if you ask for them in writing. A business may ask you for proof of your identity, a police report, and an affidavit before giving you the documents. It also may specify an address for you to send your request.  Under limited circumstances, a business may refuse to provide you with these documents.
See 
www.consumer.gov/idtheft

You also may prevent businesses from reporting information about you to consumer reporting agencies if you believe the information is a result of identity theft. To do so, you must send your request to the address specified by the business that reports the information to the consumer reporting agency. The business will expect you to identify what information you do not want reported and to provide an police identity theft report. To learn more about identity theft and how to deal with its consequences, visit www.consumer.gov/idtheft

 

Contact the following that apply to your situation right away.

Visa Card

Master Card

Discover Card

American Express

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6. File Police Report

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Identity Theft and Identity Fraud.Com™

   Identity Theft, Identity Fraud, or Social Security Number Fraud, recovery program. Direct links to all Credit Bureau, Federal, and State government Online Identity Theft. Dispute forms. File Online right now free of charge. Don't be a SSN fraud victim take back your life. This site takes you directly to the relevant forms and pages and skips the other pages. Nothing on this site should be construed as legal advice. Everything on this site is my personal opinion. All trademarks * or belong to there respective owners and are used to direct you to there sites. All information when linking to forms and government or  business  web sites are the property or copyright   of the respective web sites.  Everything else not referenced to others on this site is copyrighted© by me 2003-2008©. Yes, this site may receive commissions on links to competing companies, this supports keeping our helpful sites up and running .

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